Filing for bankruptcy helps you do away with burdensome debt. With it, you’ll feel a sense of relief when your bankruptcy case is complete. However, it’s a difficult procedure to understand the method and fill out the bankruptcy forms. For this reason, you may need a bankruptcy lawyer to do it for you. Also, a bankruptcy attorney will take care of the paperwork from the beginning to the end.
Here are some types of services you should anticipate from your bankruptcy lawyer.
1. Proficiency from your bankruptcy attorney
Contrary to what you may think, not all bankruptcy cases are complicated. But neither are they easy since either way your bankruptcy lawyer needs the right skill to handle your case.
If your bankruptcy is difficult, the following might be the reason:
- The evidence of your case.
- If you filed for Chapter 7 or Chapter 13 bankruptcy.
- Bankruptcy trustee planning to sell your property.
- bankruptcy litigation involvement.
The best way to go about this is to inquire whether the attorney has previously represented clients in similar situations.
2. Sound legal advice from your bankruptcy attorney
When it comes to your retainer agreement, it should show the services your bankruptcy attorney will offer. In short, this is the agreement you sign between you and your lawyer. Your lawyer’s work is to give you fit advice all through the bankruptcy procedure. Also, your attorney will tell you whether to file for bankruptcy and give you reasons why it’s the best thing to do. If so, here’s what you should learn:
- Will Chapter 7 and chapter 13 assist you in attaining your financial goals?
- Your bankruptcy process expectation.
- Any difficulties or risks that may be involved in your case.
In case you need additional advice, a local bankruptcy lawyer can help by responding to your calls and emails quickly.
3.Your bankruptcy attorney should prepare and file your paperwork
Filing for bankruptcy can be challenging since it involves a lengthy packet of forms. Fortunately, bankruptcy advocates have specific software that organizes and files your needed bankruptcy paperwork with the law court. Also, you need to give your lawyer your financial information, like salary, expenditure, as well as debt details. Such will help you in preparing the official forms, as well as finalizing paperwork with you to guarantee accuracy. You may be needed to provide extra forms and documents by the court. According to your lawyer, missing a bankruptcy deadline can cause:
- postponements in the procedure.
- Case dismissal.
- Several adverse consequences.
For these reasons, your bankruptcy attorney should know all the local rules, as well as filling processes.
4.Your bankruptcy attorney should represent you at proceedings
Once you’ve filed for bankruptcy, each debtor must appear at a compulsory hearing titled the 341 creditors meeting. Also, you might attend numerous hearings depending on your case. Here’re other hearings your lawyer can represent:
- Confirmation hearings of Chapter 13.
- Reaffirmation hearings of Chapter 7
- Other motion and objection hearings you filed, as well as your creditors and trustee.
If you file your bankruptcy case, there’s a high chance that your lawyer can advise you about the hearings you are supposed to attend.
If you are planning to file for bankruptcy, hiring a local bankruptcy lawyer can help you manage the process. With bankruptcy laws, expect a complex procedure that needs an attorney to make it simple, fast and successful. Also, know that you can’t file for bankruptcy yourself.